- PEOPLE CREDIT AND INVESTMENT COLOMBO (PVT) LTD -

Loans

- Housing Loans

If you not only want to buy your own home but also want to build the home of your dreams, come to us without thinking twice. And if you need to make changes to an existing home, we have solutions for that too. You can get these services without wasting your time through the friendly and professional service of the staff of People credit and investment Colombo (PVT) LTD.

Benefits
  • Easy collecting documents from the customers
  • Quick processing of the loan
Requirements
  • Employer’s Letter of Confirmation
  • income proofs
  • Registered Primary Mortgage over Residential Property
  • If self-employed, details of the business
  • 2 acceptable guarantors
Eligibility

Applicant age limit: under 60 years of age.

Any person over the age of 18 years, or a company, with the capability to repay the monthly installment.

Rates and fees

Deepened on the request

Terms and Conditions

Our terms and conditions are subject to change. Therefore, we advise you to contact PEOPLE’S CREDIT AND INVESMENT COLOMBO (PVT) LTD. for the latest information. Call : +94 11 2 902 073 or +94 11 2 902 089

- Business Loans

Some people have great business plans but lack the financial strength to implement them, so the opportunity to create great businesses in our country is missed. As a solution to this, the Business Loans service at People credit and investment Colombo (PVT) LTD has been started. From this small-scale businessmen to large-scale businessmen can get the necessary support to overcome any business objectives and goals. If you have a great business plan or want to develop your existing business, People credit and investment Colombo (PVT) LTD is the right place to help your success.

Benefits
  • Easy collecting documents from the customers
  • Quick processing of the loan
Requirements
  • Should be already running
  • Registered Residential Property
Eligibility

Customers until the age of 60 years are eligible to apply

Rates and Fees

Upon request.

Terms and Conditions

Our terms and conditions are subject to change. Therefore, we advise you to contact PEOPLE’S CREDIT AND INVESMENT COLOMBO (PVT) LTD. for the latest information. Call : +94 11 2 902 073 or +94 11 2 902 089

- Micro Loans

Self-employed people and micro-entrepreneurs have a great contribution to uplifting the economy of a country. So we designed this Micro Loans service for their development. If you have skills but are unable to turn that skills into a new source of income due to lack of financial support, the solution can be obtained through these Micro Loans. The policies of this service have been designed with your convenience in consideration, so call us today for more details.

More Features
  • Anyone ages of 18 – 60 years (Conditions apply)
  • Ideal for self-employed and micro-enterprises
  • Urgent cash requirements
Eligibility

Anyone between the age of 18 to 60 years can apply.

Requirements
  • Completed signed loan application
  • NIC copies from the applicant
  • Billing proof or GS confirmation certificate
  • Current A/C, Savings A/C statements document to prove the cash flow
  • Electricity or water bill
Rates and Fees

Depend on customer request.

Terms and Conditions

Our terms and conditions are subject to change. Therefore, we advise you to contact PEOPLE’S CREDIT AND INVESMENT COLOMBO (PVT) LTD. for the latest information. Call : +94 11 2 902 073 or +94 11 2 902 089

- Personal Loans

It is a well-known fact that in this increasingly complex world, daily needs are also complex. No matter how complex the needs are, they are essential to make our lives beautiful, so our personal loan service can help with any such personal matter. Do not miss out on your essential personal needs and come to us to get the necessary financial support for those needs.

Benefits
  • Fast collecting the documents from the customers
  • Quick processing & one day service (condition applied)
Eligibility

Customers with a satisfactory PCAIC privet limited Management.

Between the ages of 20-60 are eligible to apply for this loan.

Requirements
  • Employer’s Letter of Confirmation
  • Pay slips or bank statement
  • GS certificate
  • Water or current bill
  • 2 acceptable guarantors or mortgage
  • Registered property deed copy
Rates and Fees

Upon request.

Terms and Conditions

Our terms and conditions are subject to change. Therefore, we advise you to contact PEOPLE’S CREDIT AND INVESMENT COLOMBO (PVT) LTD. for the latest information. Call : +94 11 2 902 073 or +94 11 2 902 089

- Educational Loans

We at People credit and investment Colombo (PVT) LTD know very well that your life or your child's life needs higher education. So the educational loan service was started to contribute to the education of the children in our country and because we want to produce educated people in society. There is a very convenient payment method so you can do your studies without any hassle. Contact our staff for more details.

Eligibility

For Local High education or Study abroad:

  • Students may apply together with their parents.
  • Minimum monthly salary should be Rs. 50,000/-
  • Educational institution should be registered and accredited (University Grants Commission / Ministry of Education / other relevant ministries or governmental agencies).
Required documents:
  • Completed loan application
  • NIC copy
  • Salary confirmation letter
  • Proof of address
  • Payment schedule from educational institute
  • Deed copy / validation report/ Non vesting certificate / streamline certificate
If employed:
  • Confirmation of employment letter
  • Salary slips and bank statements (last 6 months)
If self-employed:
  • Business registration (Eg: BR or equivalent document)
  • Statements (Eg: tax returns, audited accounts, 3 months bank statements)

- Gold Loans

Obtaining cash advances against your gold jewelry, gold biscuits or gold coins can often be the quickest and most convenient method for obtaining short-term finance. Our gold loan service can easily fulfill your urgent need while getting the highest price and security for your gold. Not only do you get the highest value for your gold items, but you can also get them back to you quickly with convenient payment methods. Such facilities are available only in People credit and investment Colombo (PVT) LTD.

Benefits
  • Redemptions can be made even by part payments
  • Hassle free, quick processing of the gold loan
  • Unlimited renewal options
  • Attractive rates of advances
Requirements
  • Gold Jewelry, Gold Coin or Gold Biscuit
  • ID Card / passport / Driving license

- Gold Plans

Benefits
  • A gold loan can be obtained under 6, 12 months schemes of your choice –– at the lowest interest rates.
  • An early payment facility is available for customers
  • Can be obtained from this by using it as a saving method.
  • You can choose gold jewelry from any reputed jewelry store in your area.
  • Get a solution for increasing gold prices by choosing gold jewelry in advance for future needs.
Eligibility
  • Sri Lankan citizens above 18 years
Requirements
  • Gold jewelry, gold coins or gold biscuits
  • Identity card